The FBI just issued a stark warning: account takeover fraud is surging, and the numbers are alarming. Since January 2025, the FBI's Internet Crime Complaint Center has received more than 5,100 complaints about this type of fraud, with losses exceeding $262 million. Being aware of this trend can help you feel more in control and prepared. This isn't just targeting wealthy individuals or large corporations. Criminals are going after everyone — individuals, small businesses, organizations of all sizes. If you have an online bank account, payroll system, or health savings account, you're a potential target. Understanding that anyone with online accounts can be targeted helps prevent false security assumptions and encourages proactive protection. How Account Takeover Fraud Works Account takeover (ATO) fraud is exactly what it sounds like: criminals gain unauthorized access to your online financial accounts, then drain the funds before you realize what's happened. Rece...
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